REFUNDBANK / DOCS
How it works.
Three events. Every two minutes. No exceptions. Volume, ranking, distribution.
How the bank works.
Three events. Every two minutes. No exceptions.
Volume happens.
A buy or sell executes on pump.fun. One percent of the trade value is routed to the RefundBank creator fee account. The trader pays it without thinking about it.
Holders are ranked.
An automated scan reads every wallet holding $RFND. Each wallet's total SOL invested is compared against the current value of its tokens. The result is a ranked list, deepest loss at the top.
The treasury empties.
The collected fees are claimed and distributed to the top twenty wallets on the ranked list, proportional to their loss. No claim. No vote. The SOL just arrives. Then the cycle resets.
Why a bank for bagholders.
Memecoins reward speed. Snipe early, dump on retail, move on. The people who believe in the project, who hold through the dump, who buy more at the bottom, get punished. They are the exit liquidity. They are the bagholders.
RefundBank inverts the geometry. The deeper your bag, the more the protocol pays you. Not as charity. As mechanism. Every trade, yours, mine, the sniper's, funds the refund pool. Every two minutes, the pool empties to whoever is bleeding hardest.
The system has no opinion about whether you should be holding. It just notices that you are, and that you are down, and it sends you SOL. That is all a bank is supposed to do.